One-story Florida house mid tear-off with bare plywood deck, a roll-off dumpster and a live oak beside it

St. Petersburg, FL

Roof Replacement in St. Petersburg, FL

When patching no longer keeps the water out, a replacement does. We strip to the deck, repair what is under the old roof, install a new system and close the permit, all under our state licenses.

  • Tear-off to the deck
  • Permits handled
  • License CCC1337306
State certifiedCCC1337306 · CBC1266379
Family ownedServing St. Petersburg
$0 down financingThe monthly payment for a 15-year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.Ask about terms
Permits handledWe pull them for you

Overview

The roof you cannot see decides the roof you can

The median house in St. Petersburg was built around 1969, according to the Census Bureau, and seven in ten homes in the city date from 1979 or earlier. A lot of those roofs are on their second or third covering, and what sits under the shingles is old plank or plywood that has seen fifty summers of humidity.

A replacement is the one moment when that structure is exposed. We use it. Soft sheathing is cut out and replaced, loose decking is renailed, and the new water barrier goes onto a surface that can hold it.

Replacements also reset the clock for insurance paperwork. A permitted, inspected roof is something you can show a carrier or a buyer.

Roofers seen from behind on the ridge of a gray shingle roof at sunrise with oaks and palms below

Why us

What USA Roofing & Construction brings to the job

Deck repair included in the plan

We inspect the decking as the old roof comes off and tell you what needs replacing before we cover it.

A permitted job

The permit, the inspections and the final approval are filed under our state license numbers.

Cleanup you can see

A roll-off dumpster handles the debris, tarps protect landscaping, and the grounds are swept for nails.

A written scope

The estimate names the covering, underlayment, flashing and the deck work that is allowed for, so you can compare it line by line.

Signs it is time to replace rather than repair

A roof can limp along for years, but certain signs mean you are paying for repairs that will not hold. Look for these before you call.

  • Shingles that curl, crack or shed granules into the gutters, often first on the sun-facing slopes.
  • Stains on ceilings that return after being repaired, which usually means the underlayment has failed.
  • Daylight in the attic or sagging between rafters.
  • A roof near or beyond its expected life when the insurer asks for an inspection.
  • Storm damage that affects more than a few shingles on one slope.
Dark thunderstorm clouds building over Florida rooftops and palm trees

What the building code asks for when a roof comes off

Florida Building Code, Existing Building volume, section 706.7, calls for re-nailing of the roof deck and a secondary water barrier when a roof on a home permitted before the current wind provisions is replaced, with stated exceptions. We apply it as a matter of course.

These requirements are statewide, and Pinellas County sits outside the High-Velocity Hurricane Zone, so product approvals follow the Florida Product Approval system rather than the Miami-Dade notice of acceptance.

  • Deck re-nailed to the current schedule with ring-shank nails.
  • A secondary water barrier over the deck seams where the code requires one.
  • New drip edge, new flashing at walls and valleys, new pipe boots.
  • Roof products with Florida Product Approval for the wind zone of the address.

Timing your replacement around the season

In Tampa Bay the rainy season runs from June through September, and the Atlantic hurricane season runs from June 1 to November 30. Winter and spring are the quiet window, and contractors fill up as insurers renew policies.

  • Book early if you want a spring start, since that is when demand spikes.
  • In summer we watch the afternoon thunderstorm pattern and dry the roof in sections each day.
  • If a storm threatens, the open section gets tarped and sealed so the house is never left exposed overnight.
Kitchen table with a printed roof inspection report, a tablet showing an aerial photo of a roof and a shingle sample
$0down payment

Roof financing

A new roof should not wait for the perfect budget

Tell us what the roof needs and we will walk you through the financing options with nothing down, so the work can start when the roof needs it.

  • No credit check required
  • $0 down with 100% financing
  • Secured and unsecured financing
  • 10, 20 and 30 year terms
  • No pre-payment penalty

Questions

Roof Replacement — straight answers

How long does a roof replacement take?

Most single-story homes are finished in a few working days after the materials arrive, depending on size, pitch and deck repairs. The permit and the inspection add calendar time, and rain can add days. We give you a window with the estimate.

Can you replace the roof while we live in the house?

Yes, most owners stay at home. Expect noise from the tear-off and nailing, and move vehicles from the driveway. We explain each day in advance so you can plan around it.

What happens if you find rotten decking?

We stop, show you the damaged area and agree on the replacement before we cover it. Because we also hold a building license, the carpentry is ours to do rather than a subcontractor.

Will you handle the permit?

Yes. We file with the city or town your house is in, deal with the inspector, and give you the final approval when it is signed.

Does a new roof help with insurance?

It can. Section 627.0629 of the Florida Statutes requires residential rate filings to include discounts or credits for construction features that reduce hurricane losses, roof covering performance among them. Your carrier sets the amount, so ask what it needs to see.

Can I pay over time?

We offer $0 down financing through our lender, with terms that depend on your approved credit and the size of the project. Ask for the details at the inspection and compare them with other options.

Service area

Local crews around St. Petersburg

We work in St. Petersburg and the Pinellas County towns around it. Pick your town to see local roofing notes, or call and we will tell you whether we cover your street.

Free estimate

Ready for a replacement estimate?

A free inspection, a written estimate and financing options, with no obligation. Tell us what is going on and we will take it from there.

  • Call or text(727) 870-1320
  • Based inSt. Petersburg, FL
  • State licensesCCC1337306 · CBC1266379

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