St. Petersburg, FL
Roof Financing in St. Petersburg, FL
A leaking roof does not wait for a savings account to catch up. We offer $0 down financing options through our lender so you can start work when the roof needs it.
- $0 down
- 10, 20 and 30 year terms
- No pre-payment penalty
The monthly payment for a 15-year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.
Overview
Pay over time, start now
Roof work is a large, often unplanned expense. Financing spreads it over time, and in many cases it lets you fix the problem before it grows into a bigger one.
The offer comes through our lender and depends on your approved credit and the size of the project. We go through it at the inspection, with the estimate in front of you, so you can compare it with other ways to pay.
Why us
What USA Roofing & Construction brings to the job
$0 down
Start the project without a down payment, with 100% financing available.
Secured and unsecured
Options with or without collateral, depending on what suits you.
Flexible terms
Terms of 10, 20 and 30 years let you choose the monthly commitment that fits.
No pre-payment penalty
Pay it off early if you can, with no charge for doing so.
How financing works with us
The process is short and runs alongside the estimate, so it does not delay the work.
- We inspect the roof and write the estimate.
- If you want to finance, we walk you through the options and the application with our lender.
- Approval and terms depend on your credit and the project.
- Work is scheduled when the financing is in place.
Things to ask about any loan
Whatever you choose, compare offers on the same footing. These questions apply to any roof financing.
- What is the interest rate, and is it fixed?
- What is the total cost of the loan over its term?
- Are there fees at the start or at the end?
- Can you pay it off early without a penalty?
- What happens if the project scope changes?
Equal Housing Opportunity
We support equal housing opportunity. Financing is offered through our lender, and the lender decides who qualifies under its own criteria. The representative example in the notice on this page is the lender's own.
Roof financing
A new roof should not wait for the perfect budget
Tell us what the roof needs and we will walk you through the financing options with nothing down, so the work can start when the roof needs it.
- No credit check required
- $0 down with 100% financing
- Secured and unsecured financing
- 10, 20 and 30 year terms
- No pre-payment penalty
Approval and terms depend on your credit and the project. We will go through them with you.
The monthly payment for a 15-year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.
Questions
Roof Financing — straight answers
Do I need a down payment?
No. The financing we offer is $0 down with 100% financing, subject to approval by our lender, so you can start the project without paying anything upfront toward the work.
Can I finance with imperfect credit?
The lender sets its own approval criteria. We offer secured and unsecured options and can tell you what applies when you apply, so you know where you stand before you commit to the work.
Can I pay the loan off early?
Yes. There is no pre-payment penalty, so you can pay the balance down or pay it off whenever you choose, without any charge from the lender for doing so.
What terms are available?
Terms of 10, 20 and 30 years are offered, depending on your approval and the size of the project, so you can choose the monthly commitment that suits your budget and your plans.
Does financing affect the estimate?
The estimate for the work is written first and stands on its own. Financing is a separate decision about how you pay for it, and you can compare it with other ways of paying.
Reviews
What homeowners say
out of 5 · verified Google reviewsas of
A selection of our 5-star reviews on Google.
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Related services
Service area
Local crews around St. Petersburg
We work in St. Petersburg and the Pinellas County towns around it. Pick your town to see local roofing notes, or call and we will tell you whether we cover your street.
Free estimate
Ask about financing your roof
A free inspection, a written estimate and financing options, with no obligation. Tell us what is going on and we will take it from there.
- Call or text(727) 870-1320
- Based inSt. Petersburg, FL
- State licensesCCC1337306 · CBC1266379
Request a free estimate
We call you back to set up the visit.